WhatsApp Payments Launched in this country, sending a photo will be as easy as the transaction

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Whatsapp PaymentWhatsApp Payments Launched in this country

It has not yet been officially announced in India. However, it has been used as testing in India since 2018 and the company is also testing it. Users in Brazil will now be able to transaction of money on WhatsApp. Facebook has said that a payment feature is being offered in WhatsApp for Brazilian users. Although the company has not named it WhatsApp Pay. Moreover the company has said that it will be based on Facebook Pay.


Making the process of sending money as easy as sending a photo

In the near future the company may offer Facebook Penny for transactions in all Facebook apps. According to the company, Brazil has become the first country. Where launch a large scale payment feature in WhatsApp. Money can be sent to each other only through WhatsApp through the payment feature provided in WhatsApp. Facebook CEO Mark Zuckerberg said in a Facebook post that ‘from today we are launching WhatsApp Payments for the people of Brazil. We’re making the process of sending money as easy as sending a photo.

Facebook Pay is being created for WhatsApp payments

Mark Zuckerberg also said that with the introduction of WhatsApp Payments. Small merchants will now be able to make payments directly from WhatsApp. According to Zuckerberg.. Facebook Pay is being created for WhatsApp payments. which will offer the option of secure payment across all Facebook apps. There have been discussions for a long time about launching a payment feature in WhatsApp in India. But due to lack of clearance, the official app has not been created on WhatsApp yet. However, Zuckerberg hinted in the post that his area would be expanded soon.


Big market for India company

India has the largest number of WhatsApp users. And due to this the company is working hard to launch a payment feature in WhatsApp in India. But there has been no clearance from the government regarding data localization and policy. When WhatsApp chief Will Cathcart visited India last year. He said the process of seeking government permission was almost complete. Now it will be interesting to see when the WhatsApp payment feature will be launched in India. Because India is a big market for the company.

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The first phase of the rollout will reportedly involve 10 million users in India. News18 independently confirmed this development. And found that new users can sign up now on WhatsApp Pay. However, the sign up period will likely be limited. Moreover is expected to close before reopening again at a later stage. If you are interested in using WhatsApp’s UPI based payments service. Here’s how you can go about it:


How to Use

1. On WhatsApp, tap on the attachment button inside a chat window. All Android and iOS users should see a ‘Payments’ option.

2. Tap on this, and new users will be prompted to accept the terms and conditions of the service.

3. After agreeing to this, users will be taken to the UPI registration screen. This process will follow the same process of authentication as any existing UPI payments app.

4. For first time UPI users, you will be prompted to select your bank. Following which your phone number will be validated. You will then be prompted to choose your UPI ID. as well as set an UPI PIN as mandated by your bank.

5. Once this entire setup is complete, users will be able to invite others by sending a payment request to those who do not have the service yet. Alternately, transactions can be made to existing WhatsApp Pay users.

“The National Payments Corporation of India (NPCI) has granted WhatsApp permission to operate its digital payment service in a phased manner,” Business Standard quoted a Reserve Bank of India official as saying. The NPCI approval came days after RBI’s nod.

In the first phase of the rollout, the WhatsApp Pay will be made available to over 10 million people through the messaging app. Post the successful launch. WhatsApp Pay is likely to become one of the largest mobile payments apps in India. Considering the messaging app has over 450 million users in the country.

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Earlier, Facebook CEO Mark Zuckerburg has reveal that the WhatsApp Pay will be rolle out in several countries. Likewise Brazil, Mexico and Indonesia to name a few.

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It was fairly difficult for WhatsApp Pay to get approval from the NPCI. Because of data compliance issues. That its parent company Facebook needs to address. The Reserve Bank of India and the Indian Government were not too confident about giving WhatsApp the approval. Because of some of its features. The latest vulnerabilities that were discovered in WhatsApp. It also added to the reasons for the delay in approval by the RBI and the government.

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WhatsApp Pay will however not have a smooth sail in India. as there are a myriad of payments app already in the market. It will lock in for tough competition with the Ali Baba backed Paytm. As well as Google’s Google Pay app, Phone Pe and Mobiwik among others. Google Pay currently is the most used payment app in India followed by Paytm. Notably, WhatsApp Pay launch might affect the businesses of these apps. That are dominating the digital payment space in India.

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The payments app like Paytm, Phone pe. As well as Google Pay are not merely use for transferring money or making payments. Moreover these apps also come with features that allow users to book movie. As well as train, plane tickets, recharge their metro cards, DTH etc. Some apps also allow users to transfer money directly to their bank accounts. It would be interesting to see what services the WhatsApp Pay will provide to its users.

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